|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
FIRST QUARTER 2020
|
|
|
FOURTH QUARTER 2019
|
|
|
THIRD QUARTER 2019
|
|
|
|
|
|
|
Consumer
Banking
|
|
|
Commercial
Banking
|
|
|
Other
|
|
|
Consolidated
|
|
|
Consumer
Banking
|
|
|
Commercial
Banking
|
|
|
Other
|
|
|
Consolidated
|
|
|
Consumer
Banking
|
|
|
Commercial
Banking
|
|
|
Other
|
|
|
Consolidated
|
|
|
Net income (loss) available to common stockholders:
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Net income (loss)
|
|
A
|
|
$
|
236
|
|
|
$
|
179
|
|
|
($
|
381
|
)
|
|
$
|
34
|
|
|
$
|
209
|
|
|
$
|
231
|
|
|
$
|
10
|
|
|
$
|
450
|
|
|
$
|
251
|
|
|
$
|
196
|
|
|
$
|
2
|
|
|
$
|
449
|
|
|
Less: Preferred stock dividends
|
|
|
|
|
—
|
|
|
|
—
|
|
|
|
22
|
|
|
|
22
|
|
|
|
—
|
|
|
|
—
|
|
|
|
23
|
|
|
|
23
|
|
|
|
—
|
|
|
|
—
|
|
|
|
17
|
|
|
|
17
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Net income (loss) available to common stockholders
|
|
B
|
|
$
|
236
|
|
|
$
|
179
|
|
|
($
|
403
|
)
|
|
$
|
12
|
|
|
$
|
209
|
|
|
$
|
231
|
|
|
($
|
13
|
)
|
|
$
|
427
|
|
|
$
|
251
|
|
|
$
|
196
|
|
|
($
|
15
|
)
|
|
$
|
432
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Return on average total tangible assets:
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Average total assets (GAAP)
|
|
|
|
$
|
68,415
|
|
|
$
|
59,005
|
|
|
$
|
39,757
|
|
|
$
|
167,177
|
|
|
$
|
68,069
|
|
|
$
|
56,407
|
|
|
$
|
40,170
|
|
|
$
|
164,646
|
|
|
$
|
66,365
|
|
|
$
|
55,614
|
|
|
$
|
40,131
|
|
|
$
|
162,110
|
|
|
Less: Average goodwill (GAAP)
|
|
|
|
|
122
|
|
|
|
48
|
|
|
|
6,876
|
|
|
|
7,046
|
|
|
|
122
|
|
|
|
46
|
|
|
|
6,876
|
|
|
|
7,044
|
|
|
|
122
|
|
|
|
46
|
|
|
|
6,876
|
|
|
|
7,044
|
|
|
Average other intangibles (GAAP)
|
|
|
|
|
43
|
|
|
|
6
|
|
|
|
18
|
|
|
|
67
|
|
|
|
63
|
|
|
|
6
|
|
|
|
—
|
|
|
|
69
|
|
|
|
66
|
|
|
|
7
|
|
|
|
—
|
|
|
|
73
|
|
|
Add: Average deferred tax liabilities related to goodwill (GAAP)
|
|
|
|
|
1
|
|
|
|
1
|
|
|
|
372
|
|
|
|
374
|
|
|
|
1
|
|
|
|
1
|
|
|
|
371
|
|
|
|
373
|
|
|
|
1
|
|
|
|
1
|
|
|
|
370
|
|
|
|
372
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Average tangible assets
|
|
C
|
|
$
|
68,251
|
|
|
$
|
58,952
|
|
|
$
|
33,235
|
|
|
$
|
160,438
|
|
|
$
|
67,885
|
|
|
$
|
56,356
|
|
|
$
|
33,665
|
|
|
$
|
157,906
|
|
|
$
|
66,178
|
|
|
$
|
55,562
|
|
|
$
|
33,625
|
|
|
$
|
155,365
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Return on average total tangible assets
|
|
A/C
|
|
|
1.39
|
%
|
|
|
1.22
|
%
|
|
|
NM
|
|
|
|
0.09
|
%
|
|
|
1.22
|
%
|
|
|
1.63
|
%
|
|
|
NM
|
|
|
|
1.13
|
%
|
|
|
1.50
|
%
|
|
|
1.40
|
%
|
|
|
NM
|
|
|
|
1.15
|
%
|
|
Efficiency ratio:
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Noninterest expense (GAAP)
|
|
D
|
|
$
|
738
|
|
|
$
|
221
|
|
|
$
|
53
|
|
|
$
|
1,012
|
|
|
$
|
718
|
|
|
$
|
219
|
|
|
$
|
49
|
|
|
$
|
986
|
|
|
$
|
718
|
|
|
$
|
213
|
|
|
$
|
42
|
|
|
$
|
973
|
|
|
Net interest income (GAAP)
|
|
|
|
|
793
|
|
|
|
365
|
|
|
|
2
|
|
|
|
1,160
|
|
|
|
796
|
|
|
|
363
|
|
|
|
(16
|
)
|
|
|
1,143
|
|
|
|
799
|
|
|
|
360
|
|
|
|
(14
|
)
|
|
|
1,145
|
|
|
Noninterest income (GAAP)
|
|
|
|
|
357
|
|
|
|
125
|
|
|
|
15
|
|
|
|
497
|
|
|
|
296
|
|
|
|
175
|
|
|
|
23
|
|
|
|
494
|
|
|
|
336
|
|
|
|
133
|
|
|
|
24
|
|
|
|
493
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Total revenue (GAAP)
|
|
E
|
|
$
|
1,150
|
|
|
$
|
490
|
|
|
$
|
17
|
|
|
$
|
1,657
|
|
|
$
|
1,092
|
|
|
$
|
538
|
|
|
$
|
7
|
|
|
$
|
1,637
|
|
|
$
|
1,135
|
|
|
$
|
493
|
|
|
$
|
10
|
|
|
$
|
1,638
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Efficiency ratio
|
|
D/E
|
|
|
64.16
|
%
|
|
|
45.06
|
%
|
|
|
NM
|
|
|
|
61.10
|
%
|
|
|
65.74
|
%
|
|
|
40.60
|
%
|
|
|
NM
|
|
|
|
60.28
|
%
|
|
|
63.28
|
%
|
|
|
43.35
|
%
|
|
|
NM
|
|
|
|
59.40
|
%
|
