|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
SECOND QUARTER 2019
|
|
|
FIRST QUARTER 2019
|
|
|
|
|
|
|
Consumer
Banking
|
|
|
Commercial
Banking
|
|
|
Other
|
|
|
Consolidated
|
|
|
Consumer
Banking
|
|
|
Commercial
Banking
|
|
|
Other
|
|
|
Consolidated
|
|
|
Net income (loss) available to common stockholders:
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Net income
|
|
A
|
|
$
|
213
|
|
|
$
|
216
|
|
|
$
|
24
|
|
|
$
|
453
|
|
|
$
|
202
|
|
|
$
|
227
|
|
|
$
|
10
|
|
|
$
|
439
|
|
|
Less: Preferred stock dividends
|
|
|
|
|
—
|
|
|
|
—
|
|
|
|
18
|
|
|
|
18
|
|
|
|
—
|
|
|
|
—
|
|
|
|
15
|
|
|
|
15
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Net income (loss) available to common stockholders
|
|
B
|
|
$
|
213
|
|
|
$
|
216
|
|
|
$
|
6
|
|
|
$
|
435
|
|
|
$
|
202
|
|
|
$
|
227
|
|
|
($
|
5
|
)
|
|
$
|
424
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Return on average total tangible assets:
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Average total assets (GAAP)
|
|
|
|
$
|
65,485
|
|
|
$
|
56,135
|
|
|
$
|
39,869
|
|
|
$
|
161,489
|
|
|
$
|
65,007
|
|
|
$
|
55,630
|
|
|
$
|
39,778
|
|
|
$
|
160,415
|
|
|
Less: Average goodwill (GAAP)
|
|
|
|
|
119
|
|
|
|
45
|
|
|
|
6,876
|
|
|
|
7,040
|
|
|
|
119
|
|
|
|
23
|
|
|
|
6,876
|
|
|
|
7,018
|
|
|
Average other intangibles (GAAP)
|
|
|
|
|
73
|
|
|
|
7
|
|
|
|
—
|
|
|
|
80
|
|
|
|
55
|
|
|
|
4
|
|
|
|
—
|
|
|
|
59
|
|
|
Add: Average deferred tax liabilities related to goodwill (GAAP)
|
|
|
|
|
—
|
|
|
|
—
|
|
|
|
370
|
|
|
|
370
|
|
|
|
—
|
|
|
|
—
|
|
|
|
368
|
|
|
|
368
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Average tangible assets
|
|
C
|
|
$
|
65,293
|
|
|
$
|
56,083
|
|
|
$
|
33,363
|
|
|
$
|
154,739
|
|
|
$
|
64,833
|
|
|
$
|
55,603
|
|
|
$
|
33,270
|
|
|
$
|
153,706
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Return on average total tangible assets
|
|
A/C
|
|
|
1.31
|
%
|
|
|
1.54
|
%
|
|
|
NM
|
|
|
|
1.17
|
%
|
|
|
1.26
|
%
|
|
|
1.66
|
%
|
|
|
NM
|
|
|
|
1.16
|
%
|
|
Efficiency ratio:
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Noninterest expense (GAAP)
|
|
D
|
|
$
|
715
|
|
|
$
|
217
|
|
|
$
|
19
|
|
|
$
|
951
|
|
|
$
|
700
|
|
|
$
|
209
|
|
|
$
|
28
|
|
|
$
|
937
|
|
|
Net interest income (GAAP)
|
|
|
|
|
799
|
|
|
|
371
|
|
|
|
(4
|
)
|
|
|
1,166
|
|
|
|
788
|
|
|
|
372
|
|
|
|
—
|
|
|
|
1,160
|
|
|
Noninterest income (GAAP)
|
|
|
|
|
277
|
|
|
|
149
|
|
|
|
36
|
|
|
|
462
|
|
|
|
247
|
|
|
|
150
|
|
|
|
31
|
|
|
|
428
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Total revenue (GAAP)
|
|
E
|
|
$
|
1,076
|
|
|
$
|
520
|
|
|
$
|
32
|
|
|
$
|
1,628
|
|
|
$
|
1,035
|
|
|
$
|
522
|
|
|
$
|
31
|
|
|
$
|
1,588
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Efficiency ratio
|
|
D/E
|
|
|
66.43
|
%
|
|
|
41.58
|
%
|
|
|
NM
|
|
|
|
58.41
|
%
|
|
|
67.62
|
%
|
|
|
40.11
|
%
|
|
|
NM
|
|
|
|
59.00
|
%
|
