VELOCITY FINANCIAL, LLC filed this 8-K on 07 Nov 2025
VELOCITY FINANCIAL, INC. - 8-K - 20251107 - BALANCE_SHEET

Velocity Financial, Inc.

Condensed Consolidated Balance Sheets

(In thousands, except per share amounts)

 

     September 30, 2025      December 31, 2024  
     (Unaudited)         
ASSETS              

Cash, cash equivalents, and restricted cash

   $ 117,810      $ 70,830  

Total loans, net

     6,501,077        5,187,067  

Accrued interest and receivables

     181,069        160,088  

Real estate owned, net

     113,700        68,000  

Other assets

     45,027        41,423  
  

 

 

    

 

 

 

Total assets

   $ 6,958,683      $ 5,527,408  
  

 

 

    

 

 

 
LIABILITIES              

Accounts payable and accrued expenses

   $ 170,584      $ 147,814  

Secured financing, net

     286,218        284,833  

Securitized debt

     5,532,039        4,226,464  

Warehouse and repurchase facilities, net

     332,386        348,082  
  

 

 

    

 

 

 

Total liabilities

     6,321,227        5,007,193  

Commitments and contingencies

     
EQUITY              

Stockholders’ equity

     634,259        516,944  

Noncontrolling interest in subsidiary

     3,197        3,271  
  

 

 

    

 

 

 

Total equity

     637,456        520,215  
  

 

 

    

 

 

 

Total liabilities and equity

   $ 6,958,683      $ 5,527,408  
  

 

 

    

 

 

 

Diluted book value per share

   $ 16.31      $ 14.26  

Diluted shares at period end

     39,094        36,469